We offer a varied and extensive selection of accounts to meet your specific requirements. Our StateTrust Accounts are designed so that you can:

		Make investments
		Gain easy access to your money
		Utilize money market funds and other financial vehicles

StateTrust Brokerage Accounts

StateTrust Investments, Inc offers full-service brokerage capability complete with a wide range of services and financial products. We provide in-depth economic research, information on securities, and expert advice on all of your financial requirements.

Full-Service Brokerage
Buy and sell Securities		Money Market Sweep		Gold MasterCard™ ATM/Debit Card
Margin Loans		Daily Sweep		Consolidated Statement
Mutual Fund Investments		Hedge Fund Investments		Online Statements, Confirmations, Tax Forms
Intraday Balances		Private Equity Investments		ATM Cash Withdrawal
Checkwriting		Options		Portfolio Evaluation Service
		Private Portfolios

StateTrust International Accounts

Your personal StateTrust International Account pools your short-term holdings with your long-term investments. You will see that utilizing an International Account is one of the most effective ways to:

		Manage investments
		Establish savings
		Check on holdings
		Address everyday banking needs

StateTrust Optimizer: Dynamic Asset Allocation Accounts

Optimizer is a StateTrust investment advisory service that gives clients professional, customized advice plus access to strategically selected mutual funds and various market indexes.

Asset Allocation Overview

No matter what kind of investor you are we can put together the right type of asset mix to suit your requirements.

Investor Type	Goal:	Asset Allocation Strategy
Conservative	Steady Income	Cash and Bonds
Moderate	Capital Preservation; Earnings through steady income	Overweight liquidity; Bonds over Equities
Balanced	Inflation-adjusted capital preservation; Long-term capital growth from steady income and capital gains	Equities and Bonds equally weighted
Growth	Long-term with emphasis on capital gains	Equities overweighted in comparison to Cash and Bonds
Aggressive Growth	Long-term growth from capital gains with emphasis on high-valuation/high-multiple equity securities	Equities

Account Services

		Monthly recommended list of mutual funds and market indexes
		No-load purchasing from our recommended list
		Free switching between mutual funds
		Free portfolio rebalancing
		24-hour Internet account access
		Customized Quarterly Performance Reports
		Access to professional investment consultants

Account Characteristics

		Competitive rates on money market funds
		Worldwide access to your money through electronic wire transfers, checking, and debit cards
		Accounts held at StateTrust Investments, INC. are protected up to $500,000 in value, including $100,000 in cash awaiting reinvestment. (Provided through SIPC membership)
		StateTrust Investments, INC. clients also are provided coverage in excess of SIPC limits, for additional security through Lloyd’s of London. The excess insurance policy purchased through Lloyd’s of London provides the following excess account protection for assets held in custody through our clearing firm Pershing, LLC. An aggregate loss limit of $1 billion for eligible securities—over all client accounts A per client loss limit of $1.9 million for cash awaiting reinvestment
		Detailed monthly account statements

StateTrust Platinum MasterCard™ Debit Card

You also get StateTrust’s own Platinum MasterCard™ Debit Card along with a checking account that gives you unlimited check writing with no usage fees.

StateTrust Managed Accounts

Our Managed Accounts were developed for the individual investor and consist of fixed-income or private equity portfolios. Besides wealth management, we also offer you consulting services that help determine the right kind of investment plan for your special objectives.

StateTrust Managed Accounts
Expert Investment Consultants		24-hour Internet Access to Your Account
Highly Competitive Rates on Money Market Funds (Daily Automatic Investment from Your Cash Balance)		Detailed Monthly Account Statements
Accounts held at StateTrust Investments, INC. protected up to U.S. $500K (including US$ 100,000 for claims for cash) by the SIPC		Quarterly Personalized Performance Reports

StateTrust Retirement Accounts

Retirement Accounts for our U.S. clients run the gamut from personal plans to qualified plans (mostly company plans). You will be able to choose from Individual Retirement Accounts (IRAs) like the Traditional IRA and Roth IRA plus 401(k) plans.

StateTrust Retirement Accounts
Individual Retirement Accounts (IRAs) Education IRAs, Traditional IRAs, Roth IRAs
401 (k) Plans
Pension Plans
International Plans

StateTrust Education Accounts

At StateTrust, our U.S. Clients can select from an assortment of Educational Accounts created specifically to assist you with saving for higher education. We will help you decide which one best suits your requirements from Education Individual Retirement Accounts to Section 529 plans.